You expect to receive fair compensation for the expenses you incurred from injuries suffered after a car accident. But, getting a low settlement offer or claim denial from an insurance company can make recovering from your accident even more stressful. If you find yourself in this situation, let a car accident lawyer in Kendall at the Law Firm of Anidjar & Levine help you obtain the maximum compensation possible.
The Law Firm of Anidjar & Levine dedicates itself to helping car accident victims receive a fair settlement for serious injuries suffered and damages incurred. If you suffered injuries in a car accident caused by another driver’s negligence, call us today at 800-747-3733 to schedule a free, no-obligation consultation.
Why Do I Need a Car Accident Lawyer to Help Me?
The law does not require you use an attorney to file a claim with an insurance company. However, car accident attorneys know when insurance companies underpay claims. People filing claims need compensation for mounting medical bills, high-cost car repairs, and to cover other losses. Auto insurers often underpay, delay, or deny insurance claims to save money. You may dispute a proposed settlement offer, but without legal representation, it can be difficult to know what a fair settlement is.
The team at the Law Firm of Anidjar & Levine knows what the value of a fair settlement is and how to get it. We collect the type of evidence needed to build a strong claim to present to insurance companies. Auto insurers may still challenge the claim, but our skilled attorneys can make it tougher for insurance companies to reject the compensation request.
I Have PIP Coverage, But it Does Not Cover All My Expenses. What do I do?
Florida requires all vehicle owners to have personal injury protection (PIP) insurance. As a “no-fault state,” Florida auto insurers compensate their policyholders for their injuries, regardless of fault.
With PIP, you may receive up to $10,000 in medical and disability benefits if you seek treatment within 14 days after the car accident. However, $10,000 may not cover all the financial damages you incurred after your car accident.
Fortunately, you may have another option. If another driver was at-fault and you suffered serious injuries in the accident, you can hold the other driver liable for your injuries. A serious injury, per Florida Statute § 627.737, is one that causes:
- “Significant and permanent loss of an important bodily function.
- Permanent injury within a reasonable degree of medical probability, other than scarring or disfigurement.
- Significant and permanent scarring or disfigurement.”
We will use your medical records and expert testimony to prove you suffered a serious injury in the accident. Once we do so, we can use other evidence to prove the other party acted negligently and caused your accident.
How do You Prove the Other Driver’s Negligence?
The cornerstone of every car accident claim is negligence. Proving negligence requires we show:
- Duty of care: Drivers have a duty to safely operate their vehicles.
- Breach of duty: Drivers breach that duty when their negligence endangers other motorists.
- Causation: The driver’s negligence caused an accident that resulted in bodily injuries and damaged vehicles.
- Damages: You incurred expenses and losses as a result of the accident.
The Law Firm of Anidjar & Levine partners with medical experts, private investigators, experts who reconstruct accident scenes, and other specialists to help us examine every aspect of your car accident. We focus on how the negligent actions of the other driver played a role in the crash. For instance, the driver may have been:
- Talking on the phone or sendingtext messages
- Ignoring traffic signals (e.g., red light or a stop sign)
- Speeding
- Failing to drive cautiously in inclement weather
- Intoxicated
- Fatigued
We also obtain the police report which presents a narrative of the car accident. Police reports usually include a description of road conditions at the time of the crash. In some instances, car accidents may occur due to a road hazard, such as a pot hole or improperly designed road. In this instance, we examine whether the negligence of the government agency in charge of road maintenance contributed to the crash. If our investigation finds negligence, we may pursue damages against that entity.
Do I have to Present this Information to an Insurance Company?
When you hire The Law Firm of Anidjar & Levine, our car accident lawyers in Kendall handle this for you. We negotiate your claim with the insurance company and representatives for any other defendants. We know the arguments defendants make and we counter them until we resolve all issues and reach a fair settlement.
Is Filing an Insurance Claim the Same as Filing a Lawsuit?
No. Filing a lawsuit means we could not reach a settlement with the defendants and we intend to resolve your claim in court. We discuss all that is involved in filing a lawsuit so you can make an informed decision about pursuing compensation in court.
How much Compensation will I Receive?
Before determining the value of your claim, we collect evidence of the costs you incurred because of your car accident. For one, we include your medical bills, such as hospitalization costs, in-patient rehabilitation, and follow-up care with doctors.
Other evidence we collect to build your claim may include costs you paid or continue to pay for:
- Emergency ambulance transportation
- Physical therapy
- Home health care
- Assistive devices (e.g., wheelchairs, walkers, crutches)
- Lost work income (current and future)
- Vehicle repairs
We gather as much evidence as possible from you and other sources before we calculate the worth of your claim. Our goal is to see that you receive maximum compensation for your injuries and damages.
Let Us Help You!
We have dedicated our careers to helping injured Floridians get the compensation they deserve. And we work on a contingency basis, meaning we receive payment only if you win your case. Call the Law Firm of Anidjar & Levine today at 800-747-3733 to schedule your free initial legal consultation.