If your home sustained hurricane damage, you need your homeowners insurance company to step up and pay for the necessary repairs as quickly as possible. Unfortunately, insurers may attempt to minimize their losses by denying your claim, dragging out the claims process, or undervaluing your losses.
You may want an aggressive legal advocate who will fight for your right to recover all the compensation your policy provides. The Gainesville hurricane property claim lawyers at the Law Offices of Anidjar & Levine will fight to get you every dollar you deserve.
Covered Losses in a Gainesville Hurricane Property Claim
Most homeowners insurance policies cover wind impacts and other types of structural problems caused by a hurricane. You may also have coverage for related losses that include:
- Expenses such as lodging, meals, and transportation if a hurricane renders your home unlivable
- The cost of debris removal and cleanup of your property
- The cost of storm remediation and board-up
- The replacement of personal property and the contents of your home
- Expenses associated with protecting your home from further losses
Your policy may cover other types of losses as well.
If you refer to your insurance policy to determine coverage, you may find yourself more confused than informed. The legal language of insurance policies can be confusing, and, unfortunately, insurers may try to take advantage of this fact.
We can help you understand your coverage. Having a hurricane property claim lawyer on our team evaluate your policy can help ensure the insurance company compensates you appropriately.
Repair and Replacement Costs That Could be Covered
Our legal team will identify all covered losses and document them as a part of your claim to help ensure you recover every dollar to which you are entitled. Your hurricane policy may cover repair and replacement costs such as those related to:
- Roof impacts
- Structural problems
- Impacts to interior walls
- Impacts to windows and doors
- Impacts to interior finishes
- Wind-driven rain impacts
- Mold
In addition to the main structure of your home, your policy may cover the cost of repair or replacement of:
- Detached garages
- Workshops
- Storage and tool sheds
- Covered or uncovered porches
- Decks and patios
Having one of our hurricane property claim lawyers verify your coverage can help ensure you recover all your losses. But, when you work with the Law Offices of Anidjar & Levine, you will benefit in many other ways as well.
The Law Offices of Anidjar & Levine Will Go the Extra Mile for You
Client service is a priority at our firm. We work hard to make the process of a property claim smooth for you.
If you choose to work with us, you can expect to:
- Receive your attorney’s phone number
- Get regular updates about your case and frequent communication
- Get your questions answered
- Receive legal representation at no upfront cost to you
We know that you are likely facing substantial financial challenges in the aftermath of hurricane-related losses. We don’t want to add to those costs. We will get started on your case based on contingency, meaning we take no payment unless we get a settlement for you.
We Know the Gainesville Community and Central Florida Property Claims
As the City of Gainesville notes, even a normal Atlantic hurricane season can entail the impact of several named storms. We are familiar with the destruction caused by hurricanes in Central Florida, and we can help you navigate the particular issues you may face in a Gainesville property claim.
For instance, if you have concerns about damage to your utilities, you may want to note that your local utility company will be responsible for certain repairs, according to Gainesville Regional Utilities (GRU).
We can help you understand what steps to take after a hurricane in Gainesville, including what forms of losses are covered under your policy.
The Benefits of Having Our Hurricane Property Claim Lawyer on Your Side
When the property claim lawyers of the Law Offices of Anidjar & Levine assist you with your hurricane damage claim in Gainesville, you will have a compassionate legal advocate fighting for you, your home, and your future.
Our legal team will provide the following benefits:
Our Attorneys Handle Every Aspect of Your Claim
Throughout the claims process, we will handle all the details, so you never have to worry. We will protect you from the insurance company and preserve your rights to seek a recovery.
Our Attorneys Provide the Answers and Information You Deserve
Our legal team will be there to answer your questions, explain your options, and provide the information you need about your case.
Our Attorneys Fight Tirelessly on Your Behalf
We are committed to helping you get the compensation you deserve for your hurricane-related losses and subsequent losses. We will fight for a fair settlement.
Our Attorneys Protect Your Legal Rights
Insurers sometimes prey on unsuspecting policyholders, enticing them to sign away their rights to seek a recovery. We will deal with your insurance company on your behalf to preserve your right to pursue legal action if necessary.
Many homeowners insurance policies require you to file a claim within a prescribed time frame. Florida also limits the time you have to take action after a property claims incident. If you fail to file your claim within that time, you could lose your right to compensation.
You can work with our hurricane property claim lawyer in Gainesville and protect your right to seek compensation for your losses.
We Will Work with the Insurance Company to Recover Your Losses
When insurers are facing catastrophic losses after a hurricane, they may try to minimize their liability at the expense of their policyholders.
Working with a hurricane property claim lawyer on our team can help ensure you do not fall victim to bad faith dealings by your insurance company. To protect your legal rights, our team will assist you in the following ways:
- Investigate your losses to determine what the insurance company should cover
- Document your losses to support the value of covered losses
- Represent you to the insurance company, other lawyers, and related parties
- Compel the insurance company to negotiate in good faith
- Push for negotiations to ensure a quick resolution to your claim
Our Attorneys Can Protect You Against Bad Faith Insurance Practices
To minimize their liability for your claim, your insurance company may resort to illegal tactics that include:
- Denying that you have valid coverage in force
- Denying your policy covers certain items
- Denying some or all of your claim
- Refusing to investigate your claim
- Delaying the investigation or processing of your claim
- Undervaluing your losses
- Advising you against seeking help from a property claim lawyer
- Demanding you sign a release
- Marking a partial settlement check as ‘paid in full’
Insurers may also request a formal or recorded statement from you. They can use anything you say as grounds for denying your claim.
Never provide a statement or sign any documents from the insurance company until you consult your hurricane property claim lawyer serving Gainesville. Otherwise, you could relinquish your right to seek compensation for your covered losses.
Get a Free Consultation for Your Gainesville Hurricane Property Claim
You do not have to fight this daunting battle alone. The Law Offices of Anidjar & Levine offer a free consultation and policy review to help you understand your coverage. Before you try to take on the insurance company by yourself, contact our office. We stand ready to fight for you and help you get your life back to normal as quickly as possible.
Call our office today at 1-800-747-3733 to see how one of our hurricane property claim lawyers serving Gainesville can help you.
We Can Help.
