If your insurance policy covers property losses, and you have experienced a property loss due to a flood, fire, wind, or water damage, you have the right to receive compensation from your insurance company for your claim. Visiting a property claim lawyer in Coral Springs, FL, at the Law Offices of Anidjar & Levine can help you negotiate with insurance companies regarding your claim.
Natural Disasters
If you live in Florida, you are likely familiar with natural disasters. Hurricanes and tropical storms are familiar events and can cause catastrophic losses to your home. A single storm can devastate your home and property. Hurricane Michael required federal disaster assistance and payments to Florida residents totaling almost 1 billion dollars in covered losses alone. Losses can include water, roof, wind, tile, and property within the home itself as it is exposed to the elements. Often, insurance companies are dealing with large amounts of claims due to a natural disaster, and it is important to make sure that your claim is filed timely so that you receive the compensation you deserve. Additionally, many homeowners’ policies have separate coverage for losses due to a hurricane. It is important to know your rights to receive compensation with respect to your individual policy.
Fires
Fire can destroy a home. Your home may be uninhabitable from the losses caused by fire, smoke, and water (from the firefighters extinguishing the fire.) The U.S. Fire Administration research states that 371,000 fires occurred in residential buildings in the United States in 2017. Most fires are due to cooking (51.6%), heating (9.1%), careless behavior (7.1%), and electrical malfunctions (6.5%). If you suffered a fire in your home, you have the right to receive compensation under your insurance policy to restore your property.
Water and Flood Losses
Water losses in your home can come from many sources, including a natural disaster such as a storm or flood, a leaking roof, or a burst pipe. Many insurance companies differentiate between water losses and flood losses. Typical homeowners’ policies will state that any water that damages a home that did not come into contact with the ground is not considered to be flood water. If the water did reach the ground before damaging your home or property, you would need to consult a flood insurance policy. Knowing the differences between the two, and how to negotiate with your insurance company regarding water and flood covered losses can be challenging. Visiting an experienced property claim lawyer in Coral Springs, FL, at the Law Offices of Anidjar & Levine can help you understand which type of claim you should file with your insurance company.
Property Claim Lawyer in Coral Springs, FL
When you are attempting to recover from property losses due to a natural disaster, fire, water, flood, or accident, negotiating with insurance companies can become overwhelming. The insurance company has teams of insurance adjusters working hard on their side and often offer lower settlements than you deserve. Whatever your property losses, we can help you establish a strong claim, negotiate with insurance companies, and help you receive compensation for your covered losses. Contact a property claim lawyer in Coral Springs, FL, at the Law Offices of Anidjar & Levine today for a free consultation.