If you have just suffered a property loss, or if you are in the middle of the process of negotiating with your insurance company regarding your settlement, you may feel frustrated and confused regarding your next steps. If your insurance policy covers your losses, your insurance company has a legal obligation to compensate you for your property losses.
A property claim lawyer in Doral, FL at the Law Offices of Anidjar & Levine can help you not only understand your rights under your policy with your insurance company but also file a claim and negotiate your settlement with your insurance company.
Call us for a free consultation.
Filing a Property Claim with Your Insurance Company
You must take certain steps in order to receive compensation for your property loss under any of your insurance policies, whether your loss was due to an accident in the home, or a disastrous weather event in Florida. If you fail to follow the process, the insurance company will likely dismiss your request for compensation under your policy.
If you would like to discuss how a Florida property claim attorney can assist you in filing a property claim for covered losses with your insurance company, contact the Law Offices of Anidjar & Levine.
First Step – Notice of Loss to the Insurance Company
You must contact your insurance company as soon as possible after the accident or weather event that caused your property losses. Check your insurance policy closely, as most insurance companies have a specific deadline by which you must provide them notice regarding a property loss. If you fail to meet this deadline, your insurance claim could be denied. We can help you make sure you meet this deadline and submit a proper claim to your insurance company.
Second Step – Protect Your Property Against Further Loss
If any part of your property is vulnerable to further damage, you have a responsibility to protect the remaining property through reasonable means. For example, if a tree hits your home leaving part of your home exposed, you must attempt to cover the area hit by the tree to protect the rest of your property inside your home from wind, rain, and other elements. We can help you know what you should do as a property owner to protect your property against further loss.
Third Step – Submitting Proof of Loss to the Insurance Company
The next step is crucial in the insurance claim process. You must submit a proof of loss statement to the insurance company. This formal identification and itemization of all your property losses should be thorough and complete.
Absolutely everything you are requesting an insurance company to cover must be included from the original property losses to other substantial issues such as the growth of mold due to water damage. Failure to provide an accurate, complete, or timely itemized proof of loss statement within your policy’s time limit could make it impossible for you to receive compensation for your insurance claim.
Fourth Step – Negotiations with the Insurance Company
After this proof of loss is submitted, negotiations between you and the insurance company begin. Your insurance company has a legal responsibility to compensate you according to your insurance policy. It is rarely that straightforward though. We can help you create and submit your proof of loss to the insurance company, and then negotiate the compensation regarding the property losses on your behalf for the compensation you deserve.
As you can see, handling all these tasks when you are attempting to juggle other aspects of your life can seem impossible. Our team is ready to manage your claim for you.
A Property Insurance Claim Attorney is Here to Help
Whether you have not started the claims process, are in the middle of filing your proof of loss, or are attempting to negotiate with your insurance company, contact a property claim lawyer in Doral, FL at the Law Offices of Anidjar & Levine. We can help you at any time during this process to ensure that your rights are protected, and your covered property losses are compensated according to your insurance policy.
We Can Help.
