There are many different types of property losses that can occur to your home or personal property. Understanding what may or may not be covered under your homeowners’ insurance policies can help you understand your obligations and your rights. Contacting a property claim lawyer in Deerfield Beach, FL can help you understand what types of property losses may be covered by your insurance company and help you with the process of filing a claim.
Call the Law Offices of Anidjar & Levine at 1-800-747-3733.
Types of Property Losses We Can Assist You With
There are several types of property losses you can experience as a policyholder. Here are a few examples of types of cases a property claim lawyer in Deerfield Beach, FL may be able to help you with and that we have handled in the past.
Windstorm
These types of storms can be severe and last from a few minutes to several days. Windstorms can cause falling trees and power lines and create power outages. Trees and downed power lines that fall on houses can cause catastrophic damage to the home, roof, and property. At the Law Offices of Anidjar & Levine at 1-800-747-3733, we can help you determine how to accurately file your claim with an insurance company to cover all of your losses.
Lightning
Many people only consider wind and water to be significant factors in heavy storms. However, lightning can damage property and appliances, and even cause house fires.
Fire Losses
Of course, many people understand that a fire in a home will cause losses to both home and property that is typically covered under a homeowners’ insurance policy. The effects of a fire can be horrible, and lead to a total loss of a home. Even if the home is not considered a total loss, the losses from smoke that occur can also be devastating. Losses due to smoke can include black markings and discoloration to ceilings and walls left by the residue from the fire.
Pipe Bursts
Pipes can burst in any home, typically due to the water inside of a pipe becoming frozen, expanding, and then bursting the pipe. A burst pipe can cause extensive harm to the property around the pipe and create significant losses due to water.
Water Damage
Water damage can cause the growth of toxic mold and leave a home uninhabitable over time. Insurance policies will cover water damage due to accidents such as burst pipes but will not cover property losses due to flood damage.
Flood Losses
Flood insurance is through a policy separate from your homeowner’s or renter’s insurance coverage. Talk with your insurer to discuss what is and is not covered.
Get Help from a Property Claim Lawyer in Deerfield Beach, FL Today
The list of home and property losses above what we handle is not exhaustive, and you may have a different type of loss due to an accident or weather event. At the Law Offices of Anidjar & Levine, we can help you determine how to proceed with your property loss claim with your insurance company and negotiate on your behalf. If your insurance company wrongfully denies your claim in violation of Florida Statutes section 627.4142, we can fight for you. Call 1-800-747-3733.