If you have suffered a major loss from a weather event, fire, pipe break, damage to the building envelope of your home, or more, you may have attempted to notify your insurance company and file a claim to receive compensation for your covered losses. However, you may not understand your rights, and how much your claim is truly worth. Insurance companies oftentimes attempt to offer lower settlements than property owners deserve after catastrophic accidents and events.
Contacting a property claim lawyer in Delray Beach, FL at the Law Offices of Anidjar & Levine, can help you understand your rights with the insurance company and even negotiate on your behalf to receive the compensation you deserve under your insurance policy.
Common Issues When Handling Insurance Claims
If you are attempting to notify your insurance company of a property loss, file an insurance claim, and provide proof of loss, you may feel overwhelmed. You may be wondering if you should hire a property claim lawyer to help you negotiate on your behalf with an insurance company. The following are the most common issues and questions that homeowners have regarding their insurance claims for property losses.
Reasons to Consult a Property Claim Lawyer
If you have already filed a claim under your homeowners, flood, or other insurance policy, or even already met with an insurance adjuster, you may be wondering if you should contact a property claim lawyer. Oftentimes, after meeting with the adjuster from your insurance company, disputes begin to arise. An insurance adjuster may say that the home is not a total loss, or that the losses are not as catastrophic as you believe them to be. They may argue that you did not file a property claim in time or that you were late on your insurance premiums.
Your insurance company has certain obligations to you as a policyholder under Florida Statutes Sec. 627.7142. If you are communicating with your insurance company but feel as if you have hit an impasse and cannot get your insurance company to negotiate without an adversarial conversation, it may be time to contact a property claim lawyer.
At the Law Offices of Anidjar & Levine, our Delray Beach personal injury lawyers can help determine the value of your property losses, negotiate with your insurance company, and help you understand how much compensation you deserve under your specific insurance policy.
Your Rights and Responsibilities
You have the responsibility to notify an insurance company of your property losses as soon as possible, file a claim in a timely manner, and then discuss the compensation regarding your property losses. You may consider hiring a property claim lawyer to do all of the negotiations for you; however, you can also choose to have a property claim lawyer give you the legal advice you need to proceed, and then continue to negotiate with your insurance company if you are comfortable with that process.
You always have the right to negotiate on your own behalf with an insurance company regarding your property losses due to fire, flood, hurricane, pipe break, lightning, or other accident.
However, insurance companies have teams of people working hard on their side and often employ tactics to either stall the negotiation process or make the process increasingly frustrating for the policyholder.
Allowing a property claim attorney to negotiate on your behalf can relieve you of the frustration that comes with attempting to understand how you deserve to be compensated under your policy, as well as going through the actual discussions with insurance companies which can turn aggressive.
Let a Property Claim Lawyer in Delray Beach, FL Help You Today
Insurance companies may attempt to offer lower settlements or stall the process when visiting with a property owner. If you have become increasingly frustrated with your insurance company and the negotiations regarding your property claim, contact a property claim lawyer in Delray Beach, FL at the Law Offices of Anidjar & Levine, to help you understand your rights and negotiate with your insurance company on your behalf.
We Can Help.
