It can be challenging to face the damage to your property after a Florida hurricane. Suppose you live in the Deltona area and recently have experienced the impact of severe wind damage and hail from a storm. In that case, you might need a Deltona hurricane property claim attorney.
Getting started on your claim right away can be critical and the Law Offices of Anidjar & Levine can help with that. Quickly starting repairs to your property may be able to prevent additional damage from occurring. You can check the testimonials of residents in your area to give you an idea of how well we have done for other hurricane clients.
What Can I Recover From a Hurricane Property Damage Claim?
As a homeowner, you likely have a homeowner’s policy to protect you if an accident or disaster caused damage to your home. You need top results to make complete repairs to damaged property. Our hurricane property claim lawyer can help homeowners like you get the maximum claim value when submitting a hurricane property damage case.
How Much Compensation Will I Get?
The amount of compensation you collect will be based on your provable losses. An attorney can help you present the detailed information you need in your insurance claim to get a complete reimbursement. Your compensation amount is based on your actual loss. Here is a list of some covered losses for which you may be able to be compensated:
- Damages to your home
- Cost of temporary shelter
- Payment to remove debris
- Replacement of personal property
Does a Homeowner’s Insurance Policy Cover Hurricane Damage?
Yes, homeowner’s insurance policies cover storm damage such as hurricanes or other tropical storms. Whether a simple spring thunderstorm, a wind and hail-laden tropical storm, or winds over 100 mph from a coast-bearing hurricane, your home is covered from damage. Insurance policies don’t differentiate from one storm to the next.
Will My Roof Be Covered in a Hurricane?
Yes, your roof is covered when wind or storms damage your home’s roof. Mending your roof as soon as possible is critical to your home’s continued safety and structure. You may need to cover any areas with tarps to prevent more water from entering your residence.
Will My Policy Cover Flood Damage?
No. A homeowner’s insurance policy ordinarily does not cover flood damage. Florida Statutes § 627.712 states that homeowner policies must cover wind damage from a hurricane, but this regulation does not state that they must cover flood damage. Typically flood damage is a separate coverage the homeowner must purchase through the National Flood Insurance Program.
Common Problems Homeowners Face After a Hurricane
After a hurricane, homeowners often face a barrage of problems they were not expecting. Sometimes, dealing with the damages to your home and property is not the end of the headaches. Insurance companies attempt to lowball settlements, deny water damage, and many scammers can flood the recently devastated area trying to target unfortunate victims.
The Low Settlement Tactic
Insurance companies often try to give homeowners the lowest possible settlement. This tactic is, after all, how they remain in business. Insurance companies will offer low payments because homeowners are in desperate situations and need the money to get repairs done quickly. They know if you accept or sign the check, they are off the hook for any other damages you might find.
Water Damage Is Not Always Flood Damage
Water damage is almost always denied. It is often assumed that water damage is flood-related. You can have water damage occur from hurricanes that are not related to a flood. You do not have to accept this denial. Contact a property damage attorney and stand up to your insurance decision.
Unqualified Contractors
Be aware that after a natural disaster, many homeowners are desperate to get their homes repaired and get back to normal. There are only so many construction companies in the area and they are often overwhelmed after a large-scale disaster. This means even if they work quickly, they may still have lengthy waits.
Frequently, contractors from other regions may converge into the work-heavy area for quick cash. The problem is that many of these contractors may not be licensed, may not do good work, and will disappear when something goes wrong later.
What Are the Costs of Hiring a Law Firm?
There are no upfront costs when hiring a law firm to help you and your family get your home and life back in unison after a natural disaster like a hurricane. The Law Offices of Anidjar & Levine work on a contingency basis. The billing is a percentage arrangement in which you don’t settle your bill until you win your case or have reached an agreement to settle with the insurance company.
Free Complimentary Consultation
If you are hesitant or have questions, don’t worry. A review of your case can be done, and you can decide if an attorney can help you. We offer a free consultation where you can ask questions about your claim.
Deltona Area Agencies
The city of Deltona participates in many federal and local programs to assist residents through natural disasters. The Deltona City Planning and Development Services Department provides residents with flood maps and assists with access to Special Flood Hazard Areas insurance. They can provide additional resources to residents, including the Deltona Disaster Preparedness Guide.
Who Can I Call if I Need Help After a Hurricane in Deltona?
If you have had property damage or loss due to a hurricane or tropical storm in the Deltona area, you can call the Law Offices of Anidjar & Levine. We can help you get started on your claim quickly and help you get your home back to normal.
We can also help with many other facets of recovering from a hurricane or natural disaster. Our office can help your family with FEMA applications, vouchers, and further assistance while your case is pending. Let us help you and get your family some stress relief today!
We Can Help.
