Whether visiting or a resident, the Law Offices of Anidjar & Levine can help if you had a car accident. Our Fleming Island personal injury lawyer can handle your case from start to finish. Or compassionate team of lawyers will listen to your account of the accident and take care of the details while you recover from your injuries.
How No-Fault Coverage Works for a Car Accident
No-fault auto insurance compensates a driver via their insurance policy regardless of who is at fault for an accident. In Florida, the minimum requirements per Florida Statutes § 627.7407 include $10,000 for personal injury protection (PIP) and $10,000 for property damage liability (PDL).
When you have an accident, your first claim for any losses is to your own insurance company. That is great for minor accidents but may fall short of your needs if you have a severe accident.
When PIP and PDL Aren’t Enough
Suppose your PIP and PDL coverage does not meet your expenses from an accident that wasn’t your fault. In that case, you can seek additional compensation from the at-fault driver. A Fleming Island car accident attorney can assist you in filing for compensation per Florida Statutes §768.81.
Compensation You Can Receive After a Car Accident in Fleming Island
If your medical expenses exceed the allotment of your PIP coverage, you can seek compensation from the other driver. Even when an accident is partly your fault, you may still be able to seek recovery from your losses. The two primary areas for compensation are to recover economic and non-economic losses.
Recoverable Economic Losses
Recovery of your economic losses includes items that can be documented as expenses directly related to your accident. Any expenses that exceed your PIP coverage can be part of your compensation.
Medical Cost Recovery
This includes ambulance services, emergency room treatment, follow-up care, pharmaceuticals, physical and occupational therapy, and other accident-related medical expenses. A Fleming Island car accident lawyer will document these expenses. We use bills, receipts, prescriptions, and other means to show that you incurred these costs due to your accident and injuries.
Suppose you are unable to work or must take a lower-paying position due to your injuries. In that case, your lost wages may be recoverable. When your injuries affect your ability to perform your job at your previous capacity, it can have a long-lasting impact on your family.
Vehicle Repair or Replacement Cost
Damages to your car may fall well beyond the minimum PDL coverage of $10,000. When that happens, you can request the difference to restore your vehicle to its previous condition or replace it.
Recoverable Non-Economic Losses
Beyond the expenses you incur, many other factors impact your life after an accident. Non-economic recovery of losses seeks to compensate you for the things you cannot put a dollar figure on. A car accident uses a formula to provide a valuation of these non-monetary areas of recovery:
- Scarring, disfigurement, or disability
- Pain and suffering
- Loss of enjoyment of life
- Loss of the ability to form or continue relationships
Injuries from an accident can alter your entire life. You may not be physically able to continue doing things you enjoyed in the past. Suppose you were an avid roller skater and your injuries prevented you from standing without pain. In that case, you won’t be enjoying skating. Money can’t return your life to normal. Still, it can provide an avenue to rebuild as much of your past enjoyments as possible.
What a Fleming Island Car Accident Lawyer Does
Many benefits are included with a car accident attorney working on your claim for compensation after a severe accident. In many instances, you may be in a hospital or a continuing care or rehabilitation program that may prevent you from accomplishing many tasks. Having a car accident lawyer means they do all the legwork while you heal.
Financial burdens following a severe car crash can become overwhelming quickly. The bills don’t stop arriving just because you are immobile. A car accident attorney can work on the details while recovering from your injuries. Some of the many tasks they complete are:
- Gathering evidence to support your case
- Compiling the documentation to chronicle your accident-related expenses
- Investigating the accident to establish fault
- Compiling a valuation for your non-economic losses
- Guide you through the entire process
- Offer advice and communicate with the defendant on your behalf
- Complete all necessary court filings on time to meet the statute of limitation requirements
You can work on healing while our car accident team does all the legwork for you.
The Importance of Filing Deadlines
Florida limits the time for filing personal injury lawsuits after a car accident. You must begin the claim process within four years from the accident date per Florida Statutes § 95.11(3)(a).
Suppose you lost a loved one in an accident due to another driver’s negligence. In that case, the filing deadline is only two years from the date of death per Florida Statutes § 95.11(4)(d). Allow us to offer our sincere condolences during your time of grief. Our team can assist with filing claims, allowing your family time to mourn your loss.
A Fleming Island Car Accident Lawyer Is an Affordable Option
Finances are always a concern following an accident. The medical bills are piling up fast, the car repair bill is too high, and your regular household bills are ever-present. Adding the cost of a Fleming Island car accident lawyer on top of all that can seem like a foolish venture. It isn’t.
Our personal injury lawyers at the Law Offices of Anidjar & Levine offer our assistance with no upfront costs. Your consultation is free, and we will fight to recover your losses. Our fees, which we explain fully, will come from any final settlement you receive.
We work on every claim based on the circumstances of your accident. We fight hard to recover the highest compensation we can. Our promise to you is simple. If you don’t win, you owe us nothing. That makes the Law Offices of Anidjar & Levine an affordable option to represent you. Contact our offices for your complimentary consultation and discuss how we work to recover your losses.
We Can Help.
