If you were injured in a vehicle accident, you might not be sure what to do next. Your first step should be to seek medical care, then consider contacting a personal injury protection lawyer in Florida to help you sort out the details. But why?
You don’t want to navigate a single aspect of the insurance claims process alone after suffering a serious injury. Even when filing a claim with your own insurer, you could find yourself dealing with unanswered phone calls, unfair settlement offers, and uncertainty about what happens next. You shouldn’t have to deal with that.
The Law Offices of Anidjar & Levine is here when you want comprehensive legal support. Let a Florida personal injury attorney from our team take care of your case and everything it entails.
Personal Injury Protection Offers Compensation After a Collision
Before we discuss our legal services, there are a few things you should know about personal injury protection (PIP) coverage after a Florida motor vehicle accident. As a motorist, you’re required to carry at least $10,000 in PIP coverage. Also known as no-fault coverage, it covers 80 percent of your medical bills.
If you suffered an injury that meets the state’s “serious injury threshold,” you can pursue a third-party claim against the negligent party. This can admittedly get confusing, especially if you’ve never filed a high-value insurance claim before. Our personal injury attorneys can navigate the insurance landscape and seek the highest possible settlement from the involved parties.
PIP Coverage Applies to These Situations
PIP coverage applies to motor vehicle accidents, including:
- Pedestrian accidents
- Motorcycle accidents
- Truck accidents
- Drunk driving accidents
- Bicycle accidents
- Sideswipes or T-bone accidents
- Texting while driving accidents
- Distracted driving accidents
- Failure to yield accidents
In addition to covering your injuries, your PIP coverage may also extend to children or other family members who were in your car at the time of the accident. It all depends on the coverage you purchased and the details of the collision.
The Law Offices of Anidjar & Levine handles the above cases. If you were injured due to another party’s negligence, let our personal injury lawyers fight for the compensation you need.
You Pay Nothing Upfront to Secure Our Florida PIP Lawyers’ Help
Since we first opened our doors more than 15 years ago, we’ve offered help on a contingency-fee basis. This arrangement means you don’t pay anything out of pocket to retain our help. Our attorney’s fees come from your awarded settlement, and never from your own pocket.
As noted, we also offer free initial consultations where you can learn about your options and get a “feel” for partnering with us. You’ll find that from the moment you connect with our team, we put your needs first.
How Our Florida PIP Lawyers Handle Your Case
You followed the rules and purchased PIP coverage. Now that you are injured, you expect your insurance company to meet its obligations and cover your medical bills as outlined in your coverage. This is not always the case. With a PIP lawyer on your side, you can get an advocate who can:
Ensure You Meet Deadlines
Florida PIP has a 14-day rule, meaning that to access this coverage, you must seek medical care within 14 days of the incident. This isn’t the only time-sensitive aspect of your case, however. We can also:
- File your case within the statute of limitations. If we can’t resolve your case through a PIP claim, we will file a personal injury lawsuit against the at-fault party. You generally have two years from the date of the collision to initiate a lawsuit.
- Gather compelling evidence. We need evidence to have a successful claim. We work quickly to gather traffic camera footage, eyewitness testimony, and other time-sensitive information before it becomes unavailable.
With our team’s advocacy, you can rest assured that we’re doing everything possible to resolve your accident claim. Yet, we must learn about your situation before we can lend our assistance.
Manage the Legal Process
There’s a lot of behind-the-scenes work that goes into building a successful PIP case. We must communicate with claims adjusters, understand the liable policy, and calculate the cost of your damages. You don’t want to handle these obligations on your own. Now is the time to focus on your recovery period. In the meantime, we go the extra mile for what you need and deserve.
Handle All Case-Related Communications
The phone calls, text messages, and emails may seem never-ending after a serious car accident. You shouldn’t have to handle these communications on top of your other obligations. That’s where our team comes in. We’re not kidding when we say that we take care of everything.
Determine the At-Fault and Liable Parties
Your PIP coverage only covers a portion of your losses following a collision. So, we may explore whether other parties hold financial liability for your losses. For instance, if you were hurt while driving on the job, we could explore filing a workers’ compensation claim. This would cover your medical bills and up to two-thirds of your average weekly wages.
Our investigation may find that more than one party has liability for your losses. These parties could include:
- The employer of the at-fault driver, if the driver was working when the accident occurred
- A government agency, if it failed to maintain equipment or the roadway
- A part or vehicle manufacturer, if a mechanical failure caused the accident
Take it from our experienced personal injury lawyers: following a Florida car accident, you have options. You might even have more options than you think. Our team can seek compensation for your losses––including those you haven’t incurred yet. Exploring your options begins with a free consultation.
Protect Your Rights
If the liable insurance company attempts to derail, undervalue, or deny your claim, you have options with our Florida PIP lawyers. We can negotiate with the insurer and use our other resources to secure what you need. If all else fails, we can file a personal injury lawsuit and hold the negligent party accountable through litigation.
Our Lawyers Fight to Recover These Damages in Your PIP Case
As noted, minimum PIP coverage accounts for $10,000 in healthcare costs. Yet, your losses may go beyond that coverage. What’s more, PIP does not offer compensation for pain and suffering and other non-economic damages. Based on your situation, we could pursue these damages via a third-party claim or lawsuit:
- Lost wages
- Loss of future earning capacity
- Other out-of-pocket costs, such as childcare costs
Many clients ask about the average value of Florida motor vehicle accident claims. The fact is, there isn’t an average or standard value. How much you can recover is unique to your accident’s details, with the severity of your injuries playing a large role in what you can recover.
Contact Our Florida Personal Injury Protection Lawyers
If you sustained injuries in a car accident in Florida, you have the right to recover compensation from your PIP coverage provider. Through this route, you could secure financial recovery that accounts for your healthcare expenses. Through a third-party claim, we could go beyond your PIP coverage and seek reimbursement for other losses.
A personal injury protection lawyer in Florida can help you navigate the legal process. Contact the Law Offices of Anidjar & Levine for a free legal consultation about your case.