Damage to your property can have a ripple effect on your life. In addition to the stress of scheduling repairs, you may be displaced from your home, unable to go to work, and unsure how much all this will cost. Receiving a property claim denial from Wright can make a challenging situation even worse.
At the Law Offices of Anidjar & Levine, we understand that property damage can impact more than just your financial future. It can also affect your emotional health. If you are facing a claim denial, our team can help you through the process.
Contact the Law Offices of Anidjar & Levine for a free review of your denied Wright property claim. Call 1-800-747-3733 today.
Common Reasons for Denied Wright Property Claims
After your property is damaged, filing a claim is the next step to recovering your losses. Unfortunately, sometimes claims are denied, leaving you confused, angry, and overwhelmed.
While there are a number of reasons for denial, the most common reasons include:
- The claim did not include enough proof of your damages
- The claim did not contain enough information
- The claim provided inaccurate information
- The filing deadline was missed
- The cause of the damage is not covered (For example, flooding)
- The amount of the repair does not exceed your deductible
- Your plan requires you to pay an additional hurricane deductible that was not met
- The insurance company believes you were fully or partially to blame for the damage
- The cause of the damage is unclear
- You failed to pay your premium
For help determining why your Wright claim was denied and for help filing an appeal, call our team at 1-800-747-3733.
Damages You May Recover in Your Wright Property Damage Claim
You may wonder if it is worth filing an appeal, particularly if the repair costs are relatively low. The truth is, your insurance may cover more than you realize. The most common damages recovered in property damage claims include the following.
Repair or Rebuild Your Home and Other Structures
In most cases, you can recover the full cost to repair or rebuild your property, minus the amount of your deductible.
For example, a homeowner facing hurricane damage may recover the cost to remove and replant trees, rebuild a shed, and replace a damaged roof.
Personal Property
Personal property damaged in the course of the accident or storm may also be covered. For example, say a tree falls on your car, which results in damage to your laptop in the trunk. You may recover the cost to replace or repair your laptop.
Relocation Costs
Homeowners may recover the cost of temporary relocation. For example, your insurance may cover the cost to stay in a hotel and meals out if your home is uninhabitable.
Injury Liability
Depending on your plan coverage, you may also have protection from litigation if another person is injured on your property. For example, if a dog bites someone while on your property.
To better understand the losses you may recover from your Wright property claim, contact our team. We can review your plan and explain your coverage options. Call 1-800-747-3733.
The Law Offices of Anidjar & Levine Can Help After a Claim Denial
Receiving a claim denial can feel like a gut punch. You may not know who to turn to or whether legal help is even the right choice. Our team is here to advocate for your through the appeals process and protect your rights.
Here is how we can help.
Gather Additional Information
In some situations, the insurance company simply needs more information. Our team will review your initial claim, gather more proof, and recalculate your damages. This extra proof may be all you need for approval.
File an Appeal on Your Behalf
Once we gather additional information, we will resubmit your claim to Wright. They will review our appeal, and may offer a counter offer. Or, they may deny the claim again. Either way, we are with you through it all.
Ensure You Meet Filing Deadlines
Our team will ensure you meet the statute of limitations and any internal deadlines set by the insurance company. You focus on your family, let us take care of the legal side of things.
Keep You Updated on the Status of Your Appeal
We understand your family’s future is in the balance. Our team will keep you updated on the status and progress of our appeal so you can focus on what matters – finding your new normal.
Protect Your Right to Compensation
Sometimes, insurance companies use tactics designed to pay less on claims. For example, they claim your insurance plan is void or say your losses are worth far less than you think they are.
When you choose us, you get a legal advocate who is willing to fight to protect your right to recover losses. You paid for an insurance plan to protect yourself; now it is time for the insurance company to do their part.
Contact Our Team Today at 1-800-747-3733 for a Free Claim Review
If Wright denied your property damage claim, you still have the right to pursue compensation. You do not have to take no for an answer. Under Florida law, you have three years to file a claim against the insurance company. We can review your coverage and file an appeal on your behalf.
Contact the Law Offices of Anidjar & Levine to discuss your legal options. Our team understands how the insurance companies work; let us put that knowledge to work for you. Call us today at 1-800-747-3733.