Fire damage is a real danger for every home and business, and the consequences can be devastating. A fire can partially or destroy a home or business, causing huge financial loss and displacing the occupant for a lengthy time. Many factors, including kitchen appliances, negligence, electrical fires, and arson, cause fire damage.
Florida’s Valued Policy Law requires the insurance company to pay up to the policy limits if the building is a “total loss.” However, determining whether the building is a total loss can be difficult; insurance companies often argue that this is not. Sometimes the insurance company will raise objections that the insured’s negligence caused the fire, that there was arson involved, that the structure is still able to be rebuilt, or otherwise try to avoid awarding you the full compensation you deserve.
Suppose you need legal assistance from a Fort Lauderdale Property Claim Lawyer with an insurance claim dispute involving fire damage. In that case, it is important to retain an attorney who thoroughly knows the law and can fight to get you the maximum compensation possible. The Law Offices of Anidjar & Levine, P.A. have successfully represented clients across Florida with various insurance claims. We employ a full team of lawyers, investigators, and medical/legal support experts who can accurately assess the extent of fire damage to the building.
Understanding Roofing Damage Claims in Florida
Environmental factors such as wind, storms, hurricanes, and hail often cause roofing damage in Florida. However, insurance companies may refuse to adequately cover the amount of loss, arguing that ordinary wear and tear, a construction defect, or lack of maintenance partly or entirely caused the damage. In some cases, insurance companies may attempt to repair only a section of the roof, even when they may be legally required to replace the entire roof. According to the Florida Building Code, if 25% of a roof needs replacement, the insurance company must replace the entire roof. Furthermore, even if less than 25% of the roof needs replacement, Florida insurance law mandates that the insurance company must replace the whole roof if the repaired area does not match the rest.
Disputes regarding roofing damage claims can be complex, and it is crucial to have the advice and experience of an attorney to prove the true cause of the roofing damage and secure the maximum compensation possible. Law firms such as the Law Offices of Anidjar & Levine, P.A. can provide valuable assistance. They employ a full legal team of attorneys, investigators, and legal support experts dedicated to thoroughly investigating the facts of each case and ensuring clients receive the recovery they deserve.
The initial consultation with such firms is typically free and without obligation, and fees are only charged if compensation is secured. In some cases, if the suit is successful, the insurance company may be required to pay legal fees. Homeowners need to understand their rights and the obligations of their insurance companies when dealing with roofing damage claims. This knowledge can help ensure they receive the compensation they are entitled to for their losses.
We keep up to date with the most recent insurance law to most effectively represent your interests. Furthermore, when you hire our attorneys, we make ourselves available 24 hours a day, 7 days a week so that you can contact us whenever the need arises – you can have complete peace of mind while we handle your case. Our initial consultation is always free and no obligation. We work on a contingency fee basis, which means no fees or costs upfront – we don’t collect money unless you collect money.
If you require legal assistance with an insurance claim dispute regarding fire damage, call 800-747-3733 or submit our online “Contact Us” form to schedule a free consultation with an experienced South Florida fire damage attorney.
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