According to the Centers for Disease Control and Prevention (CDC), mold not only poses a hazard to your health but can also be detrimental to a building’s structural integrity. In Florida, where relative humidity levels soar during most of the year, homes are particularly susceptible to these destructive growths.
What many Floridians do not realize is that the reason for mold in your home will play an important role in determining what policy covers these losses. For example, if a flood caused the mold, this may be filed under your flood insurance contract. If the damage was the result of a natural disaster, such as a hurricane, you may be able to file under that policy.
Determining which of these contracts best meets your needs can be confusing. This is where a Fort Lauderdale mold property claim lawyer can come in handy. At the Law Offices of Anidjar & Levine, we help people collect the fair compensation they deserve for mold-related damage to their homes. Best of all, we do not charge our clients a fee until their case is settled.
To learn more about the services we provide, call us today at 1-800-747-3733.
Mold Can Make a Home Uninhabitable
The Federal Emergency Management Agency (FEMA) reports that some of the damage mold can cause to a home can include:
- Warped tile or flooring
- Impairments to the building’s foundation
- Water damage to your walls
- Cracking walls or flooring
- Diminished structural integrity
- Deterioration of electrical wiring
If your home has suffered any of these impairments, you may be entitled to receive compensation from your insurance company. The Environmental Protection Agency (EPA) recommends that as soon as you notice the presence of mold in your home, you should take swift action to control it. For this reason, you may be already paying expenses out of pocket to prevent the mold from spreading or causing health complications for your loved ones.
What to do if Your Insurance Company Denies Your Mold Claim
When you approach your insurance company, they may deny liability for your issue. They may claim that it was your own negligence that caused the mold’s growth and is not covered by your policy agreement. A legal professional can present your insurer with evidence, hold them responsible for compensation, and negotiate for a settlement that will cover your damage-related expenses.
The Law Offices of Anidjar & Levine are eager to fight for your rights during this stressful time. For a free case evaluation, call 1-800-747-3733.
A Fort Lauderdale Mold Property Claim Lawyer Can Help
Filing a claim for mold can quickly become complicated. Knowing how long mold has been present in your home, what caused it, and a full list of the related losses can become overwhelming to even consider. Whether you are taking the first steps in filing your claim or have had your case denied altogether, our legal team can help. We understand how mold can affect your family’s quality of life and want to guide you through the legal process.
Keep in mind that you may have a short time to act under Florida’s statute of limitations. You need a Fort Lauderdale mold property claim lawyer on your side who has your best interests in mind when handling your case. Call the Law Offices of Anidjar & Levine today at 1-800-747-3733.