In Florida, roofing damage is often caused by environmental factors such as wind, storms, Fort Lauderdale hurricanes, and hail. However, there are situations where insurance companies will refuse to cover the amount of loss adequately. Insurance companies sometimes argue that the roof damage was partly or completely caused by ordinary wear and tear, a construction defect, or lack of maintenance and therefore claim that the full loss is not covered.
At times, the insurance company may try to repair only a section of the roof when by law, the insurer may be required to replace the entire roof. Under the Florida Building Code, your insurance company must replace the entire roof if 25% of your roof needs replacement. Even if less than 25% of the roof needs replacement, according to Florida insurance law the insurance company must replace the whole roof if the repaired area will not match the rest of the roof.
Understanding Roofing Damage Claims in Florida
Environmental factors such as wind, storms, hurricanes, and hail often cause roofing damage in Florida. However, insurance companies may refuse to adequately cover the amount of loss, arguing that ordinary wear and tear, a construction defect, or lack of maintenance partly or entirely caused the damage. In some cases, insurance companies may attempt to repair only a section of the roof, even when they may be legally required to replace the entire roof. According to the Florida Building Code, if 25% of a roof needs replacement, the insurance company must replace the entire roof. Furthermore, even if less than 25% of the roof needs replacement, Florida insurance law mandates that the insurance company must replace the whole roof if the repaired area does not match the rest.
Disputes regarding roofing damage claims can be complex, and it is crucial to have the advice and experience of an attorney to prove the true cause of the roofing damage and secure the maximum compensation possible. Law firms such as the Law Offices of Anidjar & Levine, P.A. can provide valuable assistance. They employ a full legal team of attorneys, investigators, and legal support experts dedicated to thoroughly investigating the facts of each case and ensuring clients receive the recovery they deserve.
The initial consultation with such firms is typically free and without obligation, and fees are only charged if compensation is secured. In some cases, if the suit is successful, the insurance company may be required to pay the legal fees. Homeowners need to understand their rights and the obligations of their insurance companies when dealing with roofing damage claims. This knowledge can help ensure they receive the compensation they are entitled to for their losses.
If you are involved in an insurance claim dispute regarding roofing damage, the Law Offices of Anidjar & Levine, P.A. can help. It is crucial to have the advice and experience of a Fort Lauderdale property claim lawyer to prove the true cause of the roofing damage and get you the maximum compensation possible. We employ a full legal team of attorneys, investigators, and legal support experts who are dedicated to thoroughly investigating the facts of each case and getting you the recovery you deserve. Our initial consultation is always free and with no obligation, and we don’t charge you any fees unless you are compensated (and in some cases, the insurance company is required to pay for your legal fees if you are successful in the suit).
To schedule a free initial consultation with an experienced South Florida roofing attorney, call 800-747-3733 or submit our online “Contact Us” form. We look forward to providing you with the utmost in quality, professional legal representation.
We Can Help.
