Life in Florida is full of potential hazards, from hurricanes to fires and other disasters. Often, these unpredictable events can result in losses that can be difficult to recover on your own. Countless Floridians pay premiums on policies to insurance companies planning for these awful scenarios, only to have their claims denied when these concerns come to fruition.
If you have sustained property losses and your insurance claim has been denied, you have the right to appeal your insurer’s decision. A Jacksonville property claim denial lawyer can help you navigate this process while protecting your rights. The Law Offices of Anidjar & Levine have the resources you need to fight for what is rightly yours. Call our Jacksonville property claim lawyers today to learn more about how we can help you pursue compensation for your covered losses.
Insurance is Designed to Protect Your Losses
Insurance policies work like this: you pay a certain amount of money each month in exchange for protection against a worst-case scenario. When an unfortunate event occurs, you have the necessary coverage via a policy to maintain your quality of life. Yet it is not always that easy. You may find that your claim is denied or undervalued, deeply impacting your ability to put a disaster behind you. A Jacksonville property claim denial lawyer can help you determine the right move if you are in a similar situation.
According to the Florida Department of Financial Services, under the Homeowner Claims Bill of Rights found in Florida Statutes § 627, your insurance company is obligated to fulfill these three regulations:
- Acknowledge your claim within 14 days (under Florida Statutes § 627.7142)
- Provide confirmation or denial of your case after 30 days (if you have submitted a proof-of-loss statement)
- Send you full or partial payment, or provide a written denial after 90 days
You may find that your insurance company does not comply with these practices. If this is the case in your situation, it could qualify as a violation of good faith.
According to the Florida Senate, Florida’s bad faith law lets someone who was harmed by an insured person recover damages from an insurance company under the clause of failing to settle a claim in good faith.
The Florida Senate provides information regarding how insurance companies should conduct business. These details protect policyholders from being unfairly exploited. If you are unaware of these laws, a Jacksonville property claim denial lawyer can explain them to you.
The Law Offices of Anidjar & Levine can work to protect you against bad faith insurance practices. Call us today.
A Denial of Your Claim Does Not Have to Be Final
If your claim was denied or undervalued by your insurance company, you can file for an appeal for reconsideration. There may be deadlines for filing an appeal and a Jacksonville property claim denial lawyer can make you aware of them, if they apply. By working with a legal professional, they can approach the insurance company with additional information that was left out of your original application.
Other services a Jacksonville property claim denial attorney can provide may include:
- Combing through your policy for disconnects between what is in your contract versus your insurer’s actions
- Providing an accurate estimation to your claim’s total cost
- Negotiating for a fair settlement on your behalf
- Representing you in court, if necessary
We will fight for the compensation you need to rebuild your life. When you contract our services, we work on a contingency basis. There are no upfront fees or hidden costs. We only get paid if we are successful in resolving your case. For a free, no-obligation consultation, call the Law Offices of Anidjar & Levine today.
We Can Help.
