According to the United States Fire Administration, in 2017 there was $23 billion in property losses due to fires in America. Until many people are affected personally by fire, they expect that their homeowners’ insurance policies will cover their losses. Unfortunately, as many victims of fire damage have learned in the past, obtaining the compensation that you deserve from an insurance company that issued you a policy is not an easy, straightforward process.
You may face resistance from your insurance company if you are seeking compensation from a fire-related claim. A Jacksonville fire property claim lawyer could help you in your pursuit of the coverage that you deserve.
Fire Can Cause Immense Destruction
Each family could be at a greater risk of property damage from fire than they realize. So, most homeowners pay for an insurance policy that should kick in when fire causes damage to their dwelling.
There are many household products and/or scenarios that can lead to a fire, according to the Occupational Safety and Health Administration (OSHA). There are many scenarios that can start a fire. For example, a fire can start in your home due to a combination of flammable liquids and a natural disaster.
Some of the consequences of fire, in terms of property damage, may include:
- Destruction of critical components of the home itself, or the entire home
- Damage to expensive devices in your home, such as computers, televisions, tablets, cell phones, and other technology
- Damage to irreplaceable items such as photographs, keepsakes, and other property that are important to you
When you sustain such damage, or other damage not listed above, then you should be able to collect compensation for losses covered by your insurance policy. If you experience resistance, then a Jacksonville property claim lawyer may be able to help you fight for the compensation that you deserve.
Insurance Companies Are Not Always Fair
It can seem unthinkable that anybody would treat you unfairly. However, insurance companies make their money by paying out as little as possible in regard to policies from their customers.
Many insurers may not always act in good faith.
Some tools that an insurance company may employ to unfairly withhold your claim may include:
- Not fully or properly investigating your claim
- Citing hidden, deceptive, or misleading language in your policy or other documents as a reason not to pay you
- Not living up to the agreement that you have signed
- Claiming that you did something to contribute to the fire, and in doing so voiding your policy
- Dispatching lawyers in an attempt to intimidate you from pursuing your claim further
These are just a few of the tactics that you may be facing. Seeking the help of your own lawyer is a start in pursuing the compensation to which you may be entitled. A Jacksonville fire property claim lawyer can guide you through the claims process, imparting advice that you may not be aware of.
See How a Jacksonville Fire Property Claim Attorney Can Help You
We offer responsive legal care so you can focus on your everyday life while we pursue compensation on your behalf. Call our team at the Law Offices of Anidjar & Levine today for a free consultation. Do not wait to call, as time could factor into your ability to bring legal action.