If the unthinkable happens at your Florida property, and you suffer losses because of weather, a malicious act, or an accident, you will be glad you have homeowner’s insurance.
However, that feeling may fade if your insurance company begins balking at paying the covered losses you feel like you deserve. Sometimes, insurance adjusters will downplay the severity of the losses on your property. Or the company may drag its feet about paying your property damage claim, causing significant financial strain for you.
Consider hiring a trustworthy property claim lawyer in Kendall, FL, from the Law Offices of Anidjar & Levine to take your case. We always go the extra mile for our clients. We will work for you to obtain a fair settlement. Call as soon as possible at 1-800-747-3733 for a free consultation.
Understanding Property Claims and Your Insurance Policy
Quite a few different items, called perils, are covered under your homeowner’s insurance policy. Items that should be covered include:
- Burst pipes
- Fire damage
- Smoke damage
- Lightning strikes
- Wind damage
- Hail damage
- Hurricane damage
- Theft
- Vandalism
- Falling objects
Additional items may be covered in your homeowner’s policy.
Protection Against Flooding
One peril that rarely is covered in a standard Florida homeowner’s insurance policy is a loss from flooding. Even though the policy may cover hurricane losses, it may specifically spell out that it only covers losses from the wind during a hurricane.
In that case, the policy might not cover losses related to flooding or storm surge the hurricane causes. Flood insurance often is one of the most confusing aspects of a homeowner’s policy.
Calculating Deductibles for Property Damage
Another sometimes confusing area of a homeowner’s policy involves deductibles. Depending on how your policy is written, you may have varying levels of deductibles, based on the type of property damage you have reported.
A deductible amount that the insurance company misinterprets in your case could leave you with thousands of dollars of expenses that you must pay on your own.
If you do not understand any aspect of your policy, or if you feel like your insurance company is not interpreting your policy properly in terms of your claims, seek help from a property claim lawyer in Kendall, FL. Call the Law Offices of Anidjar & Levine at 1-800-747-3733 today so we can begin representing your interests.
Let a Property Damage Lawyer in Kendall, FL, Protect Your Rights
Do not let an insurance company bully you into accepting a settlement that you know is not adequate to truly cover your losses from damage to property claim. Having representation on your side protects your right to seek compensation after a storm or accident.
The right attorney for property damage will work on your behalf to deal with the insurance company. We also will document your losses and make sure the insurance company is using realistic estimates for repairs.
You have a limited time to act to protect your rights in a case like this. Call the Law Offices of Anidjar & Levine today, and we can begin working for you immediately. Contact us at 1-800-747-3733 for a free consultation.
We Can Help.
