A fire can be catastrophic and devastating to a home, and a total loss can happen within a short period of time. If you are struggling to recover a settlement from your insurance company, contact a fire claims lawyer in Kissimmee at the Law Offices of Anidjar & Levine at 1-800-747-3733 for help pursuing compensation.
Typical Covered Causes of Fire Damage
Devastating injuries and losses can occur very quickly after a fire begins. Fires can cause personal injuries, property loss, or the loss of a loved one. Some of the most common causes of fire damage can include:
- Faulty, overheated lamps or lights
- Accidents while cooking
- Faulty wiring
- Gas leaks
- Lightning
Whatever reason the fire started, if the loss is covered under your policy, you should have the right to receive compensation for your claim.
Why Fire Claims Are Denied
Insurance companies sometimes wrongfully deny fire claims. For homeowners who have spent thousands of dollars in insurance premiums over the years, the denial of a valid fire claim can be devastating. On top of the losses suffered, and related injuries and expenses, homeowners are left to determine why an insurance company denied their claim and how to appeal that decision.
Insurance companies often want to avoid making any unnecessary payments and will either offer low settlement amounts or deny claims completely. Some of the reasons an insurance company will deny a claim include the following:
- Insufficient proof
- Allegation of policy violation
- Failure to perform an investigation of the house
- Undervaluation of the property and losses
If you have suffered property losses due to a fire and face a wrongful denial from your insurance company, contact a fire claims lawyer in Kissimmee at the Law Offices of Anidjar & Levine at 1-800-747-3733.
Negotiating With Insurance Companies
Many homeowners do not understand their own insurance policies or the extent of their legal rights. While insurance companies have a responsibility to pay losses covered under homeowners’ policies, oftentimes they will rely on this lack of understanding in an attempt to offer lower settlements than policyholders are due or deny fire damage claims completely.
If you have received a denial of your fire damage claim or received too low of a settlement offer to pay you for your losses and injuries, you may have to enter into a negotiation process with your insurance company. These negotiations can be adversarial, time-consuming, and exhausting. You have the right to be compensated according to your policy.
Contact a Fire Claims Lawyer in Kissimmee
The fire claims lawyers at the Law Offices of Anidjar & Levine at 1-800-747-3733 can help you negotiate with insurance companies, help you build a case, and help you with your next steps so that you can receive the compensation you deserve for your fire claim.
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