When you purchase a property in the state of Florida, you understand that natural disasters, including hurricanes, flooding, hail, and thunderstorms, can occur and can cause a loss at your property.
The Florida Homeowner Claims Bill of Rights ensures that homeowner’s insurance coverage will protect you against a variety of perils, both related to weather and non-weather events. If your insurance company is not following through as it should when you file a claim, however, you may need help from a property claim lawyer in Melbourne, FL. With the Law Offices of Anidjar & Levine on your side, we will protect your right to seek compensation and ensure the insurer treats you fairly. Call us today at 1-800-747-3733. We work on a contingency fee basis.
Protection Against Perils
Insurance coverage will protect your home and property against a variety of perils, which may include:
- Hail
- Lightning strikes
- Fire and smoke
- Theft
- Damage from accidents
- Vandalism
- Burst pipes
- Falling objects
Your policy may have coverage for additional items, or it may exclude some items. For example, you may need to purchase additional hurricane insurance (as defined in statute XXXVII.627.4025). If you feel like your insurance company is not treating you fairly or if you are struggling to understand how your policy works, please call the Law Offices of Anidjar & Levine as soon as possible at 1-800-747-3733.
Flooding Protection
One aspect of a homeowner’s insurance that may confuse some homeowners is requiring a separate policy for flood insurance. A typical insurance policy for a Florida home does not have protection against flood losses, even if a hurricane caused that flooding. Instead, you will need to purchase separate coverage that can protect against flooding loss.
Repairing Your Property
When you have insurance coverage, it is a general expectation that your policy protects you from losses. Your insurance company should provide you with payments to allow you to repair or replace property as needed after an incident. Your covered losses may include:
- Roof damage
- Broken windows
- Loose or broken siding
- Destruction of belongings both inside and outside the home
- Damage to wiring or walls
- Damage from fallen trees
Your policy may cover more items than those listed here. Sometimes, an insurance company may attempt to deny your claim for losses that you believe should be covered. This is when you need a property claim lawyer in Melbourne, FL, on your side.
Start the Process Today
In the state of Florida, you have a limited time to act in a case like this. Do not just expect that your insurance company will suddenly change its behavior and give you the payout you deserve. Instead, seek out a property claim lawyer in Melbourne, FL, that has the knowledge needed to protect your right to seek compensation.
With the Law Offices of Anidjar & Levine on your side, you will have a team that knows how to represent your interests with the insurance company and, if necessary, in court. We always go the extra mile for our clients. Call us today at 1-800-747-3733 for a free consultation.
We Can Help.
