Was your boat damaged or destroyed while docked in Melbourne, Florida? If you purchased boat insurance to protect your investment, you should be able to tap into it now. However, suppose your insurance company refuses to handle your case reasonably. In that case, a Melbourne property claim lawyer could review your case at no cost, going over your insurance policy and helping you with your claim.
You should be able to rely on the insurance coverage you purchased to repair or replace your boat. However, when your insurer does not promptly compensate you per your policy, the Melbourne personal injury lawyer will go to battle for you. We never stop fighting for you or the compensation you deserve to get your life back in order.
What Is Boat Insurance?
Similar to how auto insurance protects your car, and homeowners’ insurance protects your property, boat insurance protects your vessel. A boat insurance policy covers damage caused by an accident or a catastrophic weather event such as a hurricane.
You can purchase insurance for the following:
- Powerboats
- Fishing boats
- Sailboats
- Pontoons
- Yachts
Florida law does not mandate owners to purchase boat insurance. However, if you bought it or have a homeowners’ insurance policy, we can help you file a claim. We will explain how to pursue compensation and everything you need to know about property damage claims.
Does Boat Insurance Cover Hurricane Damage?
While boat insurance is not a requirement in Melbourne, Florida, we recommended purchasing it because our state is prone to hurricanes roaring through. Your boat insurance policy may cover hurricane damage if your policy includes compensation for physical damage.
Similar to your vehicle insurance, you can customize your boat insurance policy to include the protections and add-ons you choose. So, please bring a copy of your policy to our legal team. Then, one of our team members will review your policy and its limitations and exclusions.
Depending on where you docked your boat, we may also be able to pursue compensation from your homeowners’ policy. We will look into this possibility and leave no stone unturned when seeking compensation for you.
What Information Do I Need To Submit To The Insurance Company?
Submitting an insurance claim can be complex and time-consuming. On your own, you might need help figuring out where to start and what to submit along with your claim form. For example, your insurance provider will want to know your boat’s make, model, and other identifying information.
According to Insurance Information Institute (III) guidelines, your claim should also include the following:
- Receipts and estimates
- Photos and videos
- List of damaged areas
- Claim forms
Our legal team will ensure your claim is complete before we submit it to your insurer. We will also verify the inventory of your boat and personal possessions is accurate and comprehensive.
How Can The Law Offices Of Anidjar & Levine Help With My Claim?
Our law firm never stops fighting for the clients we represent. When we handle your claim, we take on insurance companies of all sizes. To bolster your hurricane property claim, our Melbourne boat damage lawyer will:
- Assess the damage to your boat and the cost of repairs
- Review one or more potentially applicable policies
- Determine which policy covers damage to your boat
- Manage verbal, written, and electronic communication
- Keep your insurance claim focused and on track
Bad faith insurance tactics could hinder your claim or lead to a significantly smaller settlement than you are entitled to recover. Thus, another benefit of working with our law firm is our determination to protect you from unscrupulous insurance companies.
How Much Does It Cost To Hire Your Law Firm?
It costs nothing upfront to put our entire legal team to work for you. Instead, we represent boat damage clients on a contingency fee basis. Here is how our fee structure benefits you:
- We cover all upfront costs of preparing your claim
- You pay no expenses out of your pocke
Rather than add to your financial burdens after a hurricane, we accept a percentage of your monetary award as compensation. However, you owe us no legal fees if you don’t recover compensation for your claim.
See Why Previous Clients Recommend The Law Offices Of Anidjar & Levine
Insurance claims can be complicated. Thus, choosing the right law firm to represent you in a financial recovery case is essential. See why clients we represented in the past refer our law firm to others:
- “Clear communication, availability to take my call and answer my questions, really embedding himself into my case and knowing every single detail about it and making me feel at ease…he truly did an outstanding job…Overall, a great experience and will certainly recommend them to anyone in Florida!” — Ryan F.
- “Dean Levy is an awesome attorney. I want to thank him and the rest of the office staff for keeping me updated with my claim. I am more than happy with the outcome. I do recommend this firm to anyone. Thank you for all the hard work.” — Jacqueline O.
We’ll work as hard on your case as we did for each of these satisfied clients. You are never alone in your fight for financial recovery. So, when you are ready to pursue compensation to restore or replace your boat, we are prepared to stand by your side.
Get A Free Review Of Your Melbourne Boat Damage Claim
At the Law Offices of Anidjar & Levine, we help boat owners take on insurance companies. For example, if your boat sustained damage in an accident or recent weather event in the Melbourne area, our boat damage lawyers could help. We will collect, organize, and submit evidence to the insurance company and negotiate on your behalf.
Find out how you can get financial compensation to repair or rebuild your boat. Contact our case review team today. We’re available 24/7 to discuss your claim for free.
We Can Help.
