After a fire, the last thing you want is for an insurance company to delay or deny your fire claim. If you or a loved one suffered losses due to a fire, contact the Law Offices of Anidjar & Levine for help building a strong claim and negotiating with insurance companies on your behalf.
File a Claim Immediately
File your fire claim with your insurance company immediately and follow up to ensure the claim is started as soon as possible. You will also need to file a proof of loss, including:
- The location of any losses suffered
- Any related injuries
- The current condition of the home and property
- A description of any property that was harmed or destroyed
- Any necessary temporary repairs
- Any needs that are necessary to live—such as money for food and shelter—until the fire claim is paid
- A police report
A fire claims lawyer in Miramar can help you gather all the information you will need to support your claim or appeal.
Make a Detailed List of Your Covered Losses
After contacting the insurance company immediately after any home fires, you will need to make a list of everything that was lost in the fire. This can take a substantial amount of time, so it is important to start as early as possible. You may want to look through old photos online or ask other family members to help you remember everything that you may have lost in the fire.
Once you have a list of the property you lost in the fire, your fire claims lawyer in Miramar can help you review your policy and hold the insurance company accountable to its terms. Call the Law Offices of Anidjar & Levine today to get started.
Attempt to Mitigate Additional Losses
The fire may have been devastating to your home without causing a total loss to your property. If you can do so safely, attempt to take reasonable care of the remaining property and secure it from further harm. For example, if part of your home is exposed, you may consider placing a tarp on that area to prevent any additional wind or water harm to your property. This way, the insurance company will be less able to argue that negligence played a part in the damage to your home.
Keep Paying Your Premiums
Always continue to stay current on your insurance premium payments, as any discontinuation of payment could result in the cancellation of your policy. Additionally, if losses from the fire forced you to stay in a different location due to displacement, make sure that you add the new location to your insurance policy.
Contact a Fire Claims Lawyer in Miramar
Navigating the process of filing a fire claim with an insurance company can be complex, challenging, and time-consuming. However, you have the right to receive just compensation according to your insurance policy. If your insurance company has denied or undervalued your claim, we may be able to help. Contact the Law Offices of Anidjar & Levine. We can help navigate your fire claim with your insurance company and fight for the compensation you deserve.