Hurricane damage is always a risk for Florida property owners, which is why you did the responsible thing and insured your property. Unfortunately, many home and property owners who hold insurance policies have trouble getting the money they need to rebuild from their insurance carrier. If you’re in this situation, a San Carlos Park hurricane claims lawyer can help.
Putting your life back together after a hurricane makes landfall in San Carlos is never easy. It’s even more difficult when your insurance company doesn’t treat you fairly. You don’t have to just sit back and accept a claim denial or a lowball settlement offer. The Law Offices of Anidjar & Levine believe in fighting for people in your situation.
What Can a San Carlos Hurricane Claims Lawyer do for You?
Finding out your insurance company has denied your hurricane damage claim can be devastating news at the worst possible time. However, a hurricane claim denial is not the only dispute you can have with your insurance company.
Even if they accept your claim, you may disagree with its valuation. Regardless of what the conflict is, you don’t have to accept their decision lying down. The Law Offices of Anidjar & Levine can fight for you rights after what you believe is an intentional undervaluation of your damages or an unfair claim denial.
Our firm takes a personal interest in your well-being, and we believe in going the extra mile for clients. When one of our lawyers handles your case, you will get their phone number so you can reach them directly. They’ll provide regular case updates and promptly respond to your questions. We want you to understand the process at every step of the way.
More importantly, we will fight for you every step of the way. We can do a lot to help fight for your rights in a San Carlos Park hurricane claim. That fight includes:
- Defending your rights under the policy and state law
- Helping you understand the coverage and language in your policy
- Assisting you with filing your claim
- Bringing in our own experts to challenge the insurance company’s valuation of your claim or their conclusions about what caused the damage
- Representing you in direct negotiations with your insurance company if they deny your claim or you disagree with their claim settlement offer
What Does Hurricane Insurance Cover?
In most cases, a standard hurricane insurance policy will cover wind-related damage to your home and its contents up to a maximum coverage limit. That means it may cover the cost of repairing or rebuilding your home after the hurricane.
It’s very important to note that standard hurricane coverage usually only applies to wind-related damage. You will need to determine whether you have a separate flood insurance policy. Regardless of what coverage you purchased, you have a right to expect the insurance company to honor the commitments made in your policy.
What Other Issues do Policyholders Have with Insurance Companies After a Hurricane?
Hurricanes bring incredible amounts of rain and powerful winds when they make landfall. So, if the hurricane ripped your roof off and it rained inside your house, the insurance company may want to classify that water damage as flood-related and not cover it.
It may also undervalue the cost of repairing or replacing your home and personal property. In some extreme cases, the insurance company may deny a claim or severely undervalue it simply because it’s more profitable not to pay you. That’s why so many policyholders end up contacting hurricane damage lawyers.
No matter what the problem is, you have recourse. The Law Offices of Anidjar & Levine can help you fight back against low valuations, insurance company stall tactics, unfair claim denials, and any other underhanded method they may use to keep you from getting the payout your claim deserves.
How Much Can You Get in a San Carlos Park Hurricane Claim?
Although policy limits differ from homeowner to homeowner, the maximum the insurance company may pay on your claim is determined by your policy limits. With that said, the insurance company may resist making a maximum payout.
They may offer you a lowball claim settlement in the hopes that you’ll be in such a rush to begin rebuilding that you accept less than you deserve. That decision can have long-term negative implications because you won’t be able to file the same claim again if you need more money. If you disagree with the insurance company’s valuation of your claim for any reason, we want to help.
You don’t have to accept their valuation. Remember, the insurance company has a financial incentive to pay the least amount possible for your San Carlos Park hurricane claim. Our attorneys want to help you get all the money you deserve to rebuild your home and your life after the storm.
Get Help from a San Carlos Park Hurricane Claims Lawyer Today
They say home is where the heart is. If your home has been damaged or destroyed in a hurricane, it’s impossible for you and your family to be at peace. Having an insurance company that’s not committed to handling your claim fairly or making an offer for less than you deserve only adds to the stress you and your family are probably feeling.
The Law Offices of Anidjar & Levine wants to relieve that stress by making it as easy as possible for you to get legal representation. There will be no up-front costs. So, call us with any questions you have about your San Carlos Park hurricane claim. Let us help you get through it! Contact us today for a free consultation.
We Can Help.
