Have you recently experienced property damage from a hurricane or tropical storm in Spring Hill? Families can be stressed and challenged from dealing with these types of damages to their homes. Their lives are often turned upside down. If you are confronting these types of challenges, you might need the assistance of a Spring Hill hurricane property claim attorney.
Choosing the right property claim attorney can be difficult. The sooner you start your repairs, the better. You don’t want the weather to get into your home and cause additional damage. Where can you start? You can check case results and client testimonials to find how well an attorney has represented other hurricane victims in your area.
Do Homeowner’s Insurance Policies Cover Hurricane Damages?
Yes, homeowners’ insurance policies cover storm damage. When you purchase your policy, it is with the understanding that if a natural disaster or other accident damages your property, the insurance will cover the costs. Your insurance policy does not differentiate between types of storms. It does not matter if it is a thunderstorm, a tropical storm, or a full-blown hurricane; your home is covered from storm damage.
My Roof Was Badly Damaged – Will It Be Covered?
Your roof is a primary and essential part of your home’s structure. If your roof is damaged from a storm or hurricane, it will be covered. Your insurance carrier realizes that fixing your roof is essential to ward off even more damage to your home’s contents and structure.
You can use tarps to help cover any areas that may be leaking temporarily. Doing what you can to keep the weather out can help reduce further damage to your home. Keep receipts for any items you purchase to make any temporary coverage, as these are reimbursable. Your roof is imperative to your home’s safety and will get covered from hurricane damage.
The Hurricane Caused Flood Damage in Spring Hill, Will I Be Covered?
No. Homeowners’ insurance policies do not cover flood damage in your home. You must buy additional government policies to have flood coverage. Flood policies are usually purchased through the National Flood Insurance Program. In Florida, regulations like Florida Statutes § 627.712 help homeowners by enforcing that insurance companies must provide coverage for wind damage. However, it does not go further to include flood damage.
In Spring Hill, water damage from storms, rain, pipe bursts, or other causes is covered. If your insurance company is being evasive, you will need a property claim attorney to help you with your claim.
Do I Have to Have an Extra Policy for Hurricane Insurance?
You may have heard the terminology of hurricane coverage or hurricane deductible. No, you do not purchase a separate policy called “hurricane insurance” in Florida. You might have a different deductible set into motion in the event of a hurricane. This is called a hurricane deductible.
What Can I Recover from a Hurricane Property Damage Claim in Spring Hill?
When you bought your homeowner policy, you did this because you wanted to alleviate the risk that something could happen to your home. If an accident or disaster occurred, you wanted to be sure you could quickly and easily make repairs. You also want to collect enough compensation to make the repairs correctly and up to your home’s standards before the accident. A property claim attorney can help you get the maximum amount for your losses when you file your claim.
What Losses Will Be Covered?
The types of losses covered on your home can vary depending on your policy type. Most policies cover the structure of your home from damage, its contents, and your family and visitors from any injury. It is always advisable to go over your policy when you receive it so that you don’t have any surprises after a disaster strikes. Here are some typically seen covered losses from hurricane damage:
- Structural damage
- Roof repairs
- Cost for temporary shelter
- Debris removal
- Personal property replacement
Is It Expensive to Hire a Law Firm After a Hurricane?
We realize that you have just experienced a natural disaster. There are no upfront charges to get started on your claim. Law offices stand prepared to help their neighbors who severe weather conditions have victimized.
Attorneys who handle property claims after a crisis often accept cases on contingency. This means they work on a percentage basis. It is an arrangement that you make with the attorney’s office. You won’t need to settle your bill until you have won your case or settled.
Initial Appointment Is Free
Your initial appointment is complimentary. You can have your case considered for free. At your initial meeting, you can find out how much your claim might be worth to you and your family. If you have any inquiries about your claim, jot them down. Don’t take a check that does not cover your entire set of damages.
If rebuilding after a hurricane, having a property claim lawyer on your side might be a great benefit. An attorney can help you get the maximum amount available. You can rebuild to the same standards that you had before the damage.
Where Can I Find Answers to File My Claim for Hurricane Property Damage in Spring Hill?
Do you live in Spring Hill and face the challenges of cleaning up after a hurricane? If you have had property damage from a recent storm, contact us at the Law Offices of Anidjar & Levine. We can help you get started on your claim. Let us handle the stress of paperwork while you get back to normal.
Our office is standing by. We are ready to help you and others in your community. We can help with FEMA applications, housing vouchers, and other assistance needs. It is our community, too! Let us help you get back to your life. Call today.
We Can Help.
