Following a vehicle accident in Titusville, FL, you may be facing injuries, damage to your personal property, and medical bills. In most cases, auto insurance will cover these costs. But what happens if the other driver was uninsured?
In the state of Florida, you may have several legal options following an accident with an uninsured motorist, including pursuing compensation from your own insurance company, the other driver, or a third party. An uninsured motorist accident lawyer in Titusville, FL can help you explore your legal options for compensation.
Contact the Law Offices of Anidjar & Levine today for a free evaluation of your uninsured motorist accident case.
Your Legal Options After an Accident with an Uninsured Motorist
Florida requires drivers to obtain insurance coverage in case of an accident. However, sometimes drivers fail to follow the law. In those cases, you still have legal options to claim compensation for your injuries and other damages.
File a Claim with Your PIP Coverage Provider
In the state of Florida, all drivers are required by law to carry a personal injury protection policy coverage of $10,000 and $10,000 of property damage liability. These policies cover damages no matter who is at fault for the accident.
If you are involved in an accident with an uninsured motorist, your insurance will cover damages up to your coverage limits.
File a Claim with Your Uninsured Motorist Coverage Provider
In addition to the required PIP coverage, you may also have purchased an uninsured or underinsured motorist insurance policy. If you were involved in an accident with a driver who did not have the legally required coverage, this policy may pay out for your damages.
It is important to note that this is an elective insurance policy. You will need to review the details of your insurance policy to see if you have coverage for an uninsured or underinsured motorist accident.
File a Personal Injury Claim Against the Driver
If the other driver is at fault for the accident and does not have insurance, you can still file a claim against them for your damages. However, it can be difficult to recover damages in these types of cases. A judgment in your favor does not mean the other driver can afford to pay.
File a Claim Against a Third Party
In rare cases, a third party may be held responsible for the actions of the uninsured driver. For example, if the driver was working at the time of the accident, their employer may be held liable for your damages.
After an accident with an uninsured motorist, you may be confused and unsure what your next steps should be. An uninsured motorist accident lawyer in Titusville, FL can help you explore all your legal options. Contact the Law Offices of Anidjar & Levine today for a free case evaluation at 1-800-747-3733.
Damages You May Recover After an Uninsured Motorist Accident
In terms of damages, you are eligible to recover the same types of damages as any other vehicle accident. However, your compensation may be limited by your insurance coverage. For example, if you have $10,000 of PIP coverage, you will not be able to recover more than $10,000 in damages.
For this reason, it is essential to work with an uninsured motorist accident lawyer in Titusville, FL to explore recovery options.
Damages you may be eligible to recover in an uninsured accident include:
Medical Costs
You are eligible to recover the costs of all medical care due to injuries caused by the accident. These costs may include ambulance transportation, ER care, doctor’s appointments, medical specialist costs, surgeries, prescription drugs, and therapeutic care, such as physical therapy.
If your injuries cause long term disability, you may also be eligible to recover the costs of long-term care and rehabilitative therapy.
Cost of Repair or Replacement of Your Vehicle
In addition to medical expenses, you may be eligible to recover the costs of repairing or replacing your car, truck, or van. In most cases, you can recover the current value of your vehicle, not the amount you paid. Your property damage liability coverage may limit repair and replacement compensation.
Lost Wages & Employment Benefits
If you missed time at work due to the accident, you may be eligible to recover lost wages or salary. Victims who are unable to work or unable to work in the same capacity following the accident may also recover the loss of future earnings and employment benefits, such as retirement benefits and health insurance.
If you were injured in an accident with an uninsured motorist, you have the legal right to recover damages. The other driver’s lack of insurance does not change your legal rights; however, it can make obtaining compensation more difficult.
An uninsured motorist accident lawyer in Titusville, FL can help you pursue compensation and protect your legal rights. Contact the Law Offices of Anidjar & Levine today to discuss your case.
Time Limits for Recovering Damages in an Uninsured Motorist Accident
Florida law sets a time limit for the pursuance of a personal injury lawsuit, known as the statute of limitations. In personal injury cases, you have four years from the date of the vehicle accident to file a lawsuit.
It is important to note that four years in the maximum amount of time you have to file a lawsuit. Most cases are filed and settled much sooner.
Do not wait to pursue an uninsured motorist claim. You have a right to recover compensation for your damages, and it is in your best interests to begin building a case as soon as possible.
Contact an Uninsured Motorist Lawyer in Titusville, FL Today
If you were injured in an accident with an uninsured motorist, you have the legal right to recover damages. The other driver’s lack of insurance does not change your legal rights; however, it can make obtaining compensation more difficult.
An uninsured motorist accident lawyer in Titusville, FL can help you pursue compensation and protect your legal rights.
Contact the Law Offices of Anidjar & Levine today to discuss your case.
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