What Insurance Covers Trees Struck by Lightning?
Homeowner’s insurance policies may cover trees struck by lightning under certain circumstances. For example, if the tree was rotted with...
Can I Request a Different Claims Adjuster?
During an insurance claim, you can choose to work with a private claims adjuster. Understanding the insurance claims payment process...
What Happens When Lightning Strikes a House?
The lightning safety information from the Florida Division of Emergency Management states that “lightning strikes are responsible for more weather-related...
How to Maximize Recovery on Your Water Damage Claim
You can maximize the amount of compensation you receive for a water damage claim by taking the time to document...
How Can Lightning Damage a Building?
When lightning strikes a house or apartment, the ensuing damage can be extensive. Some of the broad categories of losses...
Does Homeowners’ Insurance Cover Power Surge Damage?
Power surge damage may be considered a covered loss under your policy, depending on the specifics of the policy itself....
I Have A Pre-Existing Medical Condition That Was Aggravated After My Accident, Can I Still Pursue A Claim?
Yes, you can go after money damages for the injuries you sustained if they aggravated a pre-existing medical condition. You...
How Long Do You Have to Report a Car Accident in Florida?
You have 10 days to report a car accident in Florida. In most cases, the drivers involved call police from...
Should I Give a Recorded Statement About My Car Accident if Requested by Claims Adjuster?
Here is the very short answer: No. The best course is never to divulge any information beyond the bare bones...
Will My Claim Be Affected if I Was Injured in a Car Accident but Have Little Property Damage?
The at-fault driver, or his or her insurance company, might use your lack of property damage to make the argument...
When Should I Settle My Car Accident Case?
The question of when to settle your car accident case is a difficult one to answer. You want to get...
Should I Give a Statement to the At-Fault Driver’s Insurance Company After a Car Wreck?
You do not have to talk to the at-fault driver's insurance company after a car accident. And in most cases, it...
How an Uninsured Motorist Claim Gets Paid
In Florida, uninsured motorist coverage (UM) is an auto insurance add-on. It’s not legally required. Many drivers who carry UM...
How Do Car Accident Settlements Work?
How Do Car Accident Settlements Work in Florida? In Florida, car accident settlements compensate victims for injuries they sustain due...
Should I Give the At-Fault Driver’s Insurance Company a Medical Authorization After a Car Wreck?
While it may seem reasonable for the other driver’s insurance company to request a signed medical authorization form, it is...
Can I Negotiate My Settlement for a Totaled Vehicle?
After your car is totaled, you might expect your insurance company to pay you what you paid for your car...
Should I Use My Own Insurance if I Have Full Coverage on My Damaged Car?
Conventional wisdom states that the at-fault driver pays for the damage to both cars in an accident. But if you were...
What Makes GAP, Liability, Collision, and Comprehensive Car Insurance Different?
In Florida, car insurance laws are confusing and convoluted. To add to this confusion, different types of car insurance coverage...